Trauma insurance provides a cash lump sum, tax free,
should you be diagnosed with one of around 38 major
illnesses or injuries and still live after 14 days of
Even if you have Income Protection
Insurance, you can
only insure up to 75% of your pre tax income. This leaves
a 25% income shortfall at a time when you will no doubt
have additional medical expenses or consequential expenses
directly attributable to the cause of the disability
Most people who suffer a serious disability will qualify
for a trauma claim
The additional lump sum payment can help meet additional
expenses, supplement income, pay off debt, allow for
overseas travel, whatever you like.
Many people through early diagnosis of medical ailments
and improvement in available treatments, plus new wonder
drugs that are becoming available now and in the future
are enjoying successful recoveries from many disabilities,
but are not recovering from the financial devastation
directly attributable to the health trauma.
Trauma insurance is also a must if you are not earning
an income, such as a full time parent and/or do not
qualify for Income Protection
You do not have to be permanently disabled to qualify
for a trauma claim, in fact you could call this survivor
I can help you ascertain how much trauma cover you
should have in conjunction with a comprehensive personal
Cancer, Heart Attacks and Strokes account for the majority
of Trauma claims.
Causes of Trauma claims that have been paid out on
my clients include, various cancers including Bowel
cancer, Breast cancer, Leukaemia , Brain Tumour, Heart
Attacks, Kidney failure.
Contact me today for information on Trauma insurance
cover for you.
"The premium is not the problem, the premium
is the solution to the problem."
Jeff Tobin CLU, ANZIIF (Snr Assoc) CIP.
Chartered Life Underwriter.
Telephone: 09-412 5997
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